Explosion accidents can cause serious and life-changing injuries. The time period following an explosion can be frustrating as victims seek compensation for their injuries and the short-term and long-term impacts of the blast. Some common injuries that occur in explosions include head trauma, broken bones, internal injuries, scarring, disfigurement, and even death. The process of seeking and obtaining compensation can be long and arduous and it may feel as though there is no end in sight.
Much of the frustration associated with the legal process stems from dealing with insurance companies. From complex rules to unforgiving adjusters, these companies routinely make the post-explosion process considerably more difficult. Dealing effectively with an insurance company requires patience, skill, and a substantial amount of knowledge concerning their operations. Having this knowledge can mean the difference between an inadequate settlement and an outcome that truly compensates for your losses. In this article, we will explore the role of insurance companies and some of the most commonly used tactics.
If you or a loved one have suffered injuries due to an explosion, you will likely be dealing with an insurance company at some point. It is best to reach out to a national explosion accident attorney in order to represent your interest when you are faced with an insurance company following the blast.
The Role of Insurance Companies
At some point in their lives, nearly every person will have to work with an insurance company in some capacity. While we are generally familiar with these companies, few people actually understand the role of the insurance company when an injury claim is filed.
Once an insurance claim is made, the company will open an investigation. The investigation will seek to gather facts about the blast, including how it occurred and who may be held legally responsible. Depending on the outcome of the investigation, the company will either accept the claim or they will deny it. If the claim is accepted, the adjuster will then review the information submitted by the victim or their legal representative. A decision is then made regarding the amount of compensation that will be paid for the claim. If the claim is denied, the victim may choose not to pursue it further or they may file a lawsuit. Insurance companies often wrongly deny claims and a lawsuit becomes necessary in order to hold them legally responsible for damages.
The Insurance Company is Not On Your Side
Many people assume that the insurance company will do the right thing and pay their claims in a timely and fair manner. After all, the purpose of insurance is to have coverage for unexpected and dangerous events. So, why wouldn’t an insurance company just offer a fair settlement to injure victims?
The reason is that insurance companies are for-profit businesses. This usually means that their decisions are motivated by their bottom line. If the company is paying a substantial amount of money in claims then they may be losing money on the other end. Insurance companies also have shareholders who have a financial stake in the performance of the company. This means that the more money the company saves by not paying claims, the better the financial performance of the company.
With these reasons in mind, it is easy to see how insurance companies are generally not working on behalf of the victim. Instead, the company hopes to save money by either not paying the claim or reducing its value significantly. This results in a loss for the victim but a victory for the insurance company.
How to Work with an Insurance Company
Working with an insurance company requires the assistance of an experienced attorney. A national explosion accident attorney will know what needs to be done to present the most compelling case for your compensation. Some ways that your attorney can help are:
- Present copies of your medical bills and expenses
- Gather and document evidence, including photographs from the scene
- Obtain statements from key witnesses
- Document your pain and suffering and lost wages due to the explosion.
Talking to an insurance adjuster can be an intimidating and frightening experience for the average person. During this time, your focus should be on your healing and recovery. You should not have to deal with the complexities of a legal case. When you work with an attorney at Burg Simpson, you will have the best possible representation. Our attorneys will fight for you every step of the way.
Nationwide Explosion Accident Lawyers
Here at Burg Simpson, we fight for the rights of injured victims. We know that an explosion can cause a devastating and unexpected impact on your life. Navigating the complexities of the ensuing litigation is vital to ensuring your full recovery. Let us help you move forward and secure your future during this difficult time.
Our firm is here and ready to assist you now. We routinely work with insurance companies, and we know what needs to be done in order to help you get the compensation that you deserve. Many people wrongfully believe that the insurance company is working on their behalf. Before you speak with an insurance adjuster, it is important to reach out to us to see how we can be of assistance. Failing to properly exercise your legal rights can result in the loss of thousands of dollars in compensation and can potentially jeopardize your legal rights.
Let us work to hold negligent actors legally responsible for their actions. We always offer free consultations and case evaluations for all potential and prospective clients. When we meet with you, we will go over every aspect of your case and help you to put together a plan for success. Your time to act could be limited, so it is vital that you reach out to us right away.
There is no compensation until we obtain a recovery on your behalf. To schedule a time to speak with a nationwide explosion accident lawyer, please contact us using our online intake form or give us a call at (866) 695-2112.